How we get the best Mortgage

Five ways we make it easier for you to get the best mortgage

1. Making your home loan options clear

By listening closely to your needs and understanding your situation, we can explain to you in easy-to-understand terms all the home loan options available to you. We'll help you decide what structure of mortgage best suits your needs – advice that could save you thousands of dollars over the term of your loan.

2. Finding you the best mortgage deals

Because we specialise in home loans, we know the market inside out, which means you don't have to. We'll tell you straight away which lenders suit your needs, and eliminate those that don't, saving you the time and hassle of contacting them all yourself.

3. Negotiating with banks on your behalf

Thanks to our in-depth industry knowledge, we know when a lender could be giving you a better deal. Whether it's help with legal fees, lower interest rates or even a free gift or cash bonus, we have the knowledge – and the confidence – to negotiate these on your behalf. So you could get a better deal on your mortgage, without even trying.

4. Meeting the lender's conditions

We'll help you gather all the information you need to meet the lender's conditions for loan approval. Because we know exactly what each lender wants to see, we can ensure you provide all the information they want (and none of what they don't), giving you the best chance of getting your loan approved first time.

5. Submitting your mortgage application

Sometimes it can seem like banks speak another language. Because we understand 'bank jargon', we can translate your mortgage application into a language the banks will understand, so your loan can be processed faster. And when your application is complete, we'll submit it to your chosen lenders, saving you the hassle of doing it yourself.

 

Latest News

Miller, Scott
27 May 2024

Published by Scott Miller

When can I use my KiwiSaver to purchase a house?

When can I use my KiwiSaver?
KiwiSaver is a voluntary, work based retirement savings scheme available to all citizens and permanent residents living or normally living in New Zealand.

  • Scott and his team are professional, approachable and able to explain complicated financial terms in ways anyone can understand. This is our second time using Advanced Mortgage Solutions for the purchase of property and I can't recommend them enough.
    Alex Adamson - 11 November 2024
  • We had a fantastic experience as first home buyers working with Scott. Really professional and open to any and every question. The guidance made the process of getting a mortgage sorted largely stress free. Cheers Scott and the AMS team!
    Gareth Salisbury - 05 November 2024
  • An absolutely fantastic few months with Scott. Such a seamless mortgage and first home buying experience! Him and the team (and ofcourse Gus!) made everything from home loans, to insurance feel like an easy and fun experience. Not too mention, such an easy team to talk too at any time regarding any questions or queries which we definitely had a few of as it was our first home purchase.
    Caitlin Hartley - 04 November 2024
  • We worked with Scott to refinance our home loan and he was so great to work with, he kept us updated on everything and was very easy to get a hold of. Thank you!
    Julia Greenslade - 01 November 2024
  • Awesome experience with Scott was very helpful with our home loan and would highly recommend going through Advanced Mortgage Solutions.
    Liam Whareaitu - 01 November 2024